Design concept · Landstake homepageDaringBuilds (AZ-TECH HUBS)
100% verified Lagos land

Build lasting wealth
through verified land

Own titled Lagos land, or earn up to 18% a year on your savings. Escrow-protected, zero agency fees, and every naira traceable to a ledger entry.

Create a free account See what you’d earn
Title & survey verifiedEscrow protectedZero agency fees
₦2B+Target AUM, year one
18%Top deposit rate p.a.
3-pointVerification per listing
ZeroBuyer agency fees

Regulated and partnered

SEC NIGERIACACLASRERAZEDCRESTPARTNER BANK
Three ways in

What would you like to do with your money?

Grow a portfolio, park cash at high yield, or unlock the value in land you already own.

Invest in land

From ₦10M · verified Lagos plots

  • Independently verified before listing
  • Escrow-protected end to end
  • Zero agency fees, ever

C of O verified. Plans from 2 to 24 months.

See listings
OPEN NOW

Save & earn

Fixed deposits up to 18% p.a.

  • Fixed deposits from 15% to 18% gross
  • Flexible savings at 8%, withdraw anytime
  • Interest accrues daily, credited monthly

Min ₦100,000 flexible · ₦500,000 fixed.

Open an account

Unlock cash from land

Release up to 50% of its value

  • Equity release on land you own
  • Or buy with 50% down, balance financed
  • Apply online, fast partner decision

Terms set by our finance partner, not by Landstake.

Check eligibility
Your dashboard

Everything you own, on one screen

Land, savings and deposits in one portfolio, in any browser. Interest posts daily, instalments tick down, and every figure reconciles to the ledger behind it.

Portfolio+0.7%
₦19,700,000
Across 3 holdings · net of 10% WHT

Live portfolio

Land, savings and deposits under one balance, charted from the day you joined.

VerificationAwoyaya
Title searchC of O confirmed at Lagos Land Registry
Survey planBeacons matched on all four corners
Site inspectionSurveyor attended 12 Sep
VERIFIED

Three-point verification

Title, survey and a physical visit — on the record before a plot is listed.

Your rateNGN
17% p.a. · tier 3
₦500k15%
₦10M16%
₦50M17%
₦100M18%
Locked until Mar 2027, renewals included

The rate ladder

Your tier is always visible, and the rate you lock survives any change we publish later.

Products

Pick a pathway

From ₦100,000 to ₦100 million, there is a verified route for you.

Flexible savings

8%gross p.a. · 7.2% net

Daily closing balance, credited monthly. Withdraw any working day. Min ₦100,000.

Open

Target savings

10%gross p.a. · 9% net

Set a goal and a schedule, lock by date or amount. Tracker built in. Min ₦100,000.

Set a goal

Fixed deposits

15–18%gross p.a. by tier

Rate climbs with balance, 15% at ₦500k up to 18% at ₦100M. NGN or GBP.

Calculate

Verified land

Zerobuyer agency fees

Ibeju-Lekki to Epe to Ikeja GRA. Title-verified, survey-confirmed, site-inspected.

Browse
Zone grading

Every plot is graded before it is listed

Zones are assigned by Landstake from GPS coordinates, infrastructure and demand. Never by the developer, never by the seller.

Zone 1 — Prime & establishedInfrastructure complete, supply constrained.IKOYI · VICTORIA ISLAND · LEKKI PHASE 1
Zone 2 — Mid-growthInfrastructure arriving, strongest growth window.IBEJU-LEKKI · AWOYAYA · SANGOTEDO
Zone 3 — EmergingEarly corridor, lowest entry, longest horizon.EPE · IKORODU · BADAGRY
Lagos LagoonZONE 1ZONE 2ZONE 3Indicative. Zones assigned from GPS and infrastructure data.
Available now

Verified properties, ready for you

Three-point verification on every listing: title search, survey plan, physical site confirmation.

VerifiedNew
Ibeju-Lekki

Prime serviced plot — Awoyaya axis

₦8,500,00029% below market
Market value ₦12,000,000
C of OZone 212-month plan
View property
VerifiedEarly bird
Epe

Land banking plots — Epe corridor

₦3,200,00022% below market
Market value ₦4,100,000
Governor’s ConsentZone 324-month plan
View property
VerifiedHigh yield
Ikeja GRA

Build-ready plot — Ikeja GRA

₦42,000,00013% below market
Market value ₦48,500,000
C of OZone 1Finance available
View property
Browse all verified listings
Escrow
₦8,500,000
Held by Landstake, not the developer. Releases only on confirmed title transfer.
How it works

Four steps, start to returns

01

Create your account

Three minutes and a BVN. Tier 1 opens savings straight away; Tier 2 unlocks land and withdrawals.

02

Choose your investment

Browse verified listings or open a deposit. Every option shows what you earn, net of tax, before you commit.

03

Invest entirely online

Sign digitally, pay into escrow, receive your certificate automatically. No office visit.

04

Watch it grow

Track everything in real time. Interest accrues daily and every movement hits your statement.

Instalment 8 of 12Awoyaya
₦708,333
Due 4 Oct · reminder sent 7 days ahead
Interest credited1 Oct
+₦127,500
Gross ₦141,666 · ₦14,166 withholding tax deducted at source
Inspection booked₦10,000
Sat 12 Oct, 10:00
Awoyaya axis · developer rep confirmed
CONFIRMED
Know your numbers

See exactly what your money earns

Real published rates, with the 10% withholding tax shown separately. Deposit rates step up with your balance.

Value at maturity
₦1,135,000
15% p.a. · tier 1
Your capital₦1,000,000
Net interest to you₦135,000
Withholding tax (10%)₦15,000

Illustrative. Your rate is locked for the full tenor and honoured through renewal.

Investors

Real investors. Real returns.

★★★★★

“Zero agency fees saved me more than ₦2M on my land purchase. Everything was done online from London — I didn’t step foot in an office, and the Deed still arrived by courier.”

₦2.1Msaved in agency fees
ET
Emeka T.London · diaspora land buyer
★★★★★

“Completely transparent. I saw my interest credited within 30 days, exactly as promised, with the tax shown separately.”

17%p.a. on a ₦50M deposit
AO
Adaeze O.Lagos · fixed deposit
★★★★★

“Three Landstake products now. Seeing the plot, the deposit and the savings on one screen is the part I didn’t expect to care about.”

3holdings, one dashboard
FA
Funmilayo A.Abuja · deposits and land
Questions

The things people ask before they invest

If yours is not here, the team answers on WhatsApp during working hours.

Is my money safe before the land is transferred?
Every naira you pay for property goes into escrow, never directly to a developer or seller. Funds are released only on confirmed title transfer. Two separate admins are required to authorise any release, and every movement is written to a ledger you can see on your statement.
What does “verified” actually mean?
Three checks, all completed before a plot is ever listed: a title search at the Lagos State Land Registry confirming the C of O, Governor’s Consent or Gazette; a survey plan check matching the beacons on the ground; and a physical site inspection by a surveyor. A listing that fails any one of them does not go live.
What do you charge me?
Nothing on a land purchase. Zero buyer agency fees — you pay the property price and not a naira more, because the developer pays the commission. On a ₦50M plot that is ₦2.5M you keep. An inspection costs ₦10,000, and standalone title or survey verification is priced separately if you want us to check land you found elsewhere.
How much can I earn, and what is withholding tax?
Flexible Savings pays 8% a year gross, Land Target Savings 10%, and Fixed Deposits 15% to 18% depending on your balance. Nigerian law requires 10% withholding tax to be deducted from interest at source, so 8% gross is 7.2% in your hand. We always show you both figures before you commit.
When can I take my money out?
Flexible Savings can be withdrawn on any working day, and requests are processed within one business day. Requests are accepted Monday to Friday excluding Nigerian public holidays. A Fixed Deposit is locked for the tenor you chose — that lock is what pays the higher rate.
Can I pay for land in instalments?
Yes, over 2 to 24 months. You will see the full schedule before you commit, with reminders seven days and one day before each payment. If an instalment goes 14 days past due the plan is marked in default and our team contacts you — we would much rather restructure than escalate.
I live abroad. Can I still invest?
Yes. The whole process is online: register, verify, sign your contract digitally and pay by card or transfer. The only step that happens offline is the Deed of Assignment, and we courier it. Savings and deposits can be held in naira or sterling.
What is a zone, and who decides it?
Every plot is graded Zone 1 prime, Zone 2 mid-growth or Zone 3 emerging, from GPS coordinates, existing infrastructure and demand. The grade is assigned by Landstake and confirmed by an admin — never by the developer or the seller, who have an obvious interest in a flattering answer.

Earn every time you refer a friend

1% of gross interest on fixed deposits, paid quarterly for the life of the deposit. Or 1% of the purchase price on completed land sales.

Auto-credited to your wallet. Withdraw to your bank anytime.
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