Park your cash while you wait for the right plot
Two ways to earn while you choose your land, both at published rates and always shown net of withholding tax.
Published rates, tax shown separately
Land Target Savings — gross p.a.
Lock by period, by amount, or both. Save daily, weekly, bi-weekly or monthly towards a named plot.
- Minimum ₦500,000
- Daily, weekly, bi-weekly or monthly
- Goal tracker against your target
- Breaking the lock early forfeits 50% of accrued interest
Fixed Deposits — gross p.a.
Tiered by deposit size. Choose a tenor, lock the rate for the full term, and let it run.
- Minimum ₦1,000,000
- Tenors from 3 to 24 months
- Interest paid at maturity
- Rate locked for the full tenor
- Tiered by deposit size
Up to 18% p.a. gross, tiered by deposit size. Subject to 10% withholding tax deducted at source. Breaking a Land Target Savings lock early forfeits 50% of accrued interest. T&C’s apply.
Saving with a plot at the end of it
A deadline, not a wish
Name the plot you are saving for, pick a schedule, and the target does the discipline for you.
Capital protected
Your capital is not at risk in the market. Interest accrues at the published rate.
Shown net of tax
Nigerian law takes 10% withholding tax at source. Every figure we show you states gross and net.
It ends in land
Savings here are the on-ramp to a verified plot, not a parking space for its own sake.
See Exactly What Your Money Earns
Real published rates, with withholding tax shown separately.
Illustrative. Your rate is locked for the full tenor and honoured through renewal.
From first deposit to your plot
Pick the product
Land Target Savings if you are saving towards a plot. A Fixed Deposit if the money is already there and you want it to work.
Set the terms
A target and a schedule, or an amount and a tenor. The calculator shows you what either one earns.
Fund the account
Open the account, fund it, and watch the balance against the target.
Put it into land
When you hit the target — or the deposit matures — move straight into a verified plot.